We are proud to partner with the All Blacks and Black Ferns
Learn More
News

Bank or mortgage adviser? Who should help you with your loan?

By Admin Whangarei

Getting a competitive, hassle-free loan on your own isn’t easy, so do you go with your bank or a mortgage adviser?

According to Rod Severn, from the Professional Advisers Association, advisers arrange about 40% of mortgages. And Kiwi’s are happy with their service with a Consumer Magazine survey finding the majority of those who’d used an adviser in the past five years were very happy.

Advisers have the time and financial knowledge we wish we all had. And, because they’re paid by your lender, you’re never out of pocket. Here are a few other reasons why it’s good to chat to an adviser:

  • you get a wider range of choices
  • they drive competition between banks and lenders
  • they bring you the help you need, when and where you need it
  • they help you navigate the complex home loan process from application to settlement and everything in-between

Want to know more? Talk to Carie Townley, our inhouse Loan Market Mortgage Broker, today.

Carey Townley 027 522 8940
Senior Mortgage Broker, Loan Market Whangarei

Carie Townley is an experienced Loan Market mortgage broker with over 14 years in industry. She works with her clients on debt consolidation and securing them the best loan possible – whether it be for their own home or an investment property, and specialises too in with working with the self-employed and first home buyers. As one of the largest home finance brokerages in Australasia, Loan Market enjoys industry links and contacts that mean they are better placed to negotiate on your behalf with major banks and secure lenders – with access to over 800 home loans from a panel of 30 lenders. 

Up to Date

Latest News

  • July 2026 Results

    Real Estate Market Commentary – July 2026 The property conversation has shifted. After several years of falling interest rates, the Reserve Bank has begun lifting the Official Cash Rate again. While higher borrowing costs often grab the headlines, they also reflect something positive – growing confidence that New Zealand’s economy is strengthening. Employment remains resilient, … […]

    Read Full Post

  • June 2026 Results

    Real Estate Market Commentary – June 2026 Despite the national economic conversation continuing to yo-yo between caution and optimism, the Whangārei property market remains grounded by the fundamental reasons people move. Life goes on—families are upsizing, downsizers are simplifying, and out-of-towners are still drawn to Northland’s lifestyle. Regardless of the headlines, property owners in our … […]

    Read Full Post